My dear friend, Probligo

and all the rest of you, too, probably, should check out what Jim Straw has to say.

He sets those of us straight, who are worried by the question, "If you're so smart, how come you ain't rich?"

Don't worry, he's got a lot of free stuff and I've only bought the cheap stuff. In fact, if you're worried about it, I've posted an article of his here, with permission, but without links, except for the header.